Foster Klima & Company, LLC is an agency of The Guardian Life Insurance Company of America, New York, N.Y. The Financial Representatives of Foster Klima & Company, LLC. are not licensed to sell insurance in all 50 states. To find out if an agent is licensed in your state, please contact 612-746-2200.

Securities products and services are offered through Registered Representatives of Park Avenue Securities LLC (PAS) 920 2nd Avenue South, Suite 1100, Minneapolis,MN 55402. Foster Klima & Company, LLC. is not an affiliate or subsidiary of PAS.

PAS is a member FINRA/SIPC.

Guardian, its subsidiaries, agents or employees do not give tax or legal advice.  You should consult your tax or legal advisor regarding your individual situation.

The Living Balance Sheet® and The Living Balance Sheet® Logo are registered service marks of The Guardian Life Insurance Company of America (Guardian), New York, NY.  The graphics and text used herein are the exclusive property of Guardian and protected under U.S. and International copyright laws.
© Copyright 2005-2011, The Guardian Life Insurance Company of America

Registered Representatives are securities licensed in Alaska (AK), Alabama (AL), Arizona (AZ), California (CA), Colorado (CO), Connecticut (CT), Florida (FL), Georgia (GA), Iowa (IA), Illinois (IL), Indiana (IN), Kansas (KS), Kentucky (KY), Louisiana (LA), Massachusetts (MA), Maryland (MD), Maine (ME), Minnesota (MN), Missouri (MO), Montana (MT), North Carolina (NC), North Dakota (ND), Nebraska (NE), New Jersey (NJ), New Mexico (NM), Nevada (NV), New York (NY), Ohio (OH), Pennsylvania (PA), South Carolina (SC), South Dakota (SD), Tennessee (TN), Texas (TX), Virginia (VA), Washington (WA), Wisconsin (WI), and Wyoming (WY) and is strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside these specified states.

The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directed solely to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside.

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